At Erie Insurance, we want to help you find coverage that suits your home, lifestyle and budget. That’s why it’s a smart insurance decision to consider an ErieSecure® Home bundle to expand your protection beyond our standard homeowners policy.
With ErieSecure Home® Bundles, you can expand your protection with higher limits and additional coverages for things like underground Service Line coverage1 or Equipment Breakdown coverage3.
Here are the basics on our bundles:
Advantage Bundle: Our base bundle. Gives you the protection of an ErieSecure Home® policy, plus increased limits on things like theft, lost or misplaced valuables and the added security of ERIE’s Identity Recovery coverage.
Plus Bundle: All the benefits of the Advantage bundle, plus higher limits for things like trailers and watercraft and additional coverage for Siding and Roof Restoration. You’ll also get up to $10,000 of underground service line protection and the option to add Sewer or Drain Backup coverage.2
Select Bundle: Our top bundle. Gives you all the benefits of the Advantage and Plus bundles, but with even higher limits. You’ll also get higher liability coverage for watercraft and Criminal Defense Cost Reimbursement coverage4, should you ever need it. Additionally, when you add Sewer or Drain Backup coverage, the Select bundles also include Equipment Breakdown coverage.3
It's time to have the talk about adding a bundle.
You’ve worked hard to build and grow your business. We can help protect it.
Service and utility lines such as cable, internet or electrical wiring and natural gas, propane and sewer pipes are covered service lines. Lines from a home to a septic tank are covered, but lines from a septic tank to a leach field are not covered. Piping or wiring running through or under your home of other structure or a body of water including a pool, pond or lake is not covered. Piping or wiring that is not connected and ready for use is not covered. All service line failures caused by the same event are considered one failure. Blockage or low pressure with no physical damage to the service line is not covered. Talk to an ERIE agent or see the policy for specific coverage details and exclusions.
Sewer or Drain Backup coverage covers loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump. Eligibility may be subject to underwriting guidelines.
Equipment Breakdown coverage is not included if the Select bundle does not include Sewer or Drain Backup. Coverage is capped at $50,000 per occurrence and the policy deductible applies. Claims are subject to ERIE's surcharge program.Subject to terms, conditions and exclusions. Not available in North Carolina.
Subject to policy terms, conditions and limitations. Reimbursement up to $25,000 for criminal defense costs and legal expenses when anyone we protect incurs to defend a criminal charge arising from reasonable acts committed by anyone we protect to protect persons and property provided he/she pleads not guilty and criminal charges are dropped, the charged individual is acquitted of the crime or the charged individual is otherwise exonerated from the criminal charges.
[TRANSCRIPT] [MUSIC PLAYING] At ERIE, we understand how important your home is and we pledge to protect it. Not only can you take comfort in our generous base policy, you can expand your protection, too. Using the color key, let's take a look at how you can customize your coverage with our ErieSecure bundles-- Advantage, Plus, and Select. Your ERIE agent can help you decide which one is best for you since different coverages apply to specific bundles. One, equipment breakdown coverage protects major appliances and home systems. Two, stolen or misplaced valuables provides increased limits for personal valuables, like jewelry, silverware, and firearms. Three, sewer or drain coverage takes care of the plumbing and mess in case of backup. Four, personal cyber covers up to $30,000 for identity recovery, plus reimburses expenses associated with a personal cyber event. Five, underground service lines protection protects all those hidden systems that keep life moving-- electrical wiring, cable and internet, sewer and water, natural gas and propane. Six, restoration for siding and roofing provides additional coverage for your home and other structures for weather-related siding and roofing damage, including debris removal. Make sure you have the protection you need for your home and everything in it. talk. To your ERIE agent about bundling up your coverage. ~~~~~~~~~~~~~ Erie Insurance Exchange, Erie Insurance Co., Erie Insurance Property & Casualty Co., Flagship City Insurance Co. and Erie Family Life Insurance Co. (Erie, PA) or Erie Insurance Co. of New York (Rochester, NY). Go to erieinsurance.com for company licensure and product details. *Terms, conditions and exclusions apply. See your policy for details.
