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Identity Theft Recovery Coverage

When someone uses information about you without your permission, it will take time and money to straighten things out, but ERIE’s identity recovery coverage can make the process a whole lot easier.

With identity recovery coverage, you don’t have to go it alone.1 Erie Insurance’s coverage is available for a low annual fee and designed to help you restore your credit in the event of identity theft or fraud. You’ll also get help from your own dedicated case manager who’ll walk you through the process step-by-step.

Identity Theft Recovery Support

Here are the kinds of things that a case manager could help you with when you have a claim. They could:

  • Contact the fraud departments of the three major credit bureaus to place a fraud alert on your credit file. This alert requires creditors to contact you before opening any new accounts or making any changes to your existing accounts.
  • Order copies of your credit report from all three major credit bureaus to review recent activity.
  • Close accounts that you believe were tampered with or opened fraudulently.
  • Write letters on your behalf to the Social Security Administration, the Department of Motor Vehicles or other agencies.
  • Provide legal referrals for assistance with court appearances or other legal situations.
  • Keep detailed records of the steps taken and remaining to restore your identity.

With ERIE, you get competent, experienced people to take you through the recovery process, and that’s important. But, along the way, we’ll cover some of your expenses, too.

Covered Costs

With ERIE’s coverage, you could get help to cover costs associated with:

  • Lost wages.2
  • Re-filing applications for loans, grants or other credit instruments.
  • Certain legal fees, such as defending any civil suits brought against you by creditors or collection agencies.
  • Ordering credit reports and handling postage, phone and shipping fees related to identity theft and fraud.
  • Notarizing affidavits or other similar documents.

For families, ERIE will help cover the costs of supervising children or elderly relatives3 while you’re working to recover your identity. We offer this extra to help make this process (and your life) a little easier.

Help Is Just a Phone Call Away

The cost of identity recovery coverage is low (about $20 a year), and it can be added easily to a homeowners or renters insurance policy. A local Erie Insurance agent can tell you more about this important coverage.

  • 1

    See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for additional information.

  • 2

    The coverage is limited up to $25,000.

  • 3

    Lost wages and elder care expenses are jointly subject to a sublimit of $5,000. Coverage is limited to wages lost and expenses incurred within 12 months after the first discovery of the identity theft by anyone we protect.

Identity Recovery Insurance Quote

Learn more about identity recovery coverage from Erie Insurance