Ohio Auto Insurance
While small in size, Ohio manages to make room for three large, unique cities – Cleveland, Columbus and Cincinnati. In Cleveland, you can explore the shores of Lake Erie and immerse yourself in experiences like the Rock & Roll Hall of Fame, The Cleveland Museum of Art, and much more. Heading south to Columbus allows you to enjoy attractions such as the Columbus Zoo and Aquarium and the Franklin Park Conservatory and Botanical Gardens. Finally, in Cincinnati, you can visit Kings Island Amusement Park and the Krohn Conservatory. For auto insurance in Ohio, turn to Erie Insurance today.
Your Coverage Needs
Since 1968, ERIE has been providing drivers in Ohio with auto insurance coverage that has dozens of extra auto policy features (many at no additional cost to you) and flexibility that lets you customize your auto policy to best fit your needs.
As a driver in Ohio, you may need:
- Bodily injury liability
- Property damage liability
- Uninsured and underinsured motorist bodily injury
- Uninsured and underinsured motorist property damage
- Medical payments
- Comprehensive
- Collision
Reducing Your Premium
In addition to the coverage you need, ERIE also offers discounts to help reduce your rates.
- Earn a discount with factory-installed safety features like anti-lock brakes, passive restraints and anti-theft devices.
- Save when you insure multiple cars or have multiple policies with ERIE.
- Earn a discount based on reduced usage or 100% farm use.
- Save when you select a payment plan that offers savings.
In addition to these (and other) auto insurance discounts, ERIE offers discounts when you bundle your home, business, life insurance1 and annuity products.
Affordable Car Insurance
Cheap auto insurance doesn’t have to mean poor protection and service. Erie Insurance provides affordable car insurance with plenty of opportunities to reduce and avoid increases to your car insurance costs while maintaining quality coverage—all from an insurer that’s recognized for customer service and financial stability.
Talk to a car insurance agent in Ohio about these other ERIE products and how you might qualify for additional discounts.
THE ERIE DIFFERENCE
Our auto policy includes everything you’d expect, plus lots of other things to pick from.
Pet coverage
If your pet gets hurt in an accident while riding in your car, we'll help cover vet treatment costs. (Up to $500 per pet; total limit $1,000.)
Roadside & Rentals bundle
You'll be taken care of in a roadside emergency and when you need more robust rental car coverage.
Personal item coverage
With physical damage coverage, we’ll help cover loss to clothing, luggage and personal belongings that are inside a car that we insure (up to $350).
Auto glass repair
Comprehensive Coverage from ERIE includes Glass Repair, which waives the deductible for repairs. For a minimal cost, you can add Full Window Glass, which waives the deductible regardless of repair or replacement. Both options provide new wiper blades in the event that your windshield is replaced.
Locksmith services
When you accidentally lock your keys in your car, we’ll cover the locksmith costs up to $75. It’s part of our comprehensive coverage.
ERIE Auto Plus®
You can boost your coverage for pennies a day with features that you’ll be glad to have if you ever have a car accident.
Not all coverages and benefits are offered in base policy or apply to all states. Some policy extras require additional purchase. Terms, conditions, limitations and exclusions apply; talk to an ERIE agent or see the policy for details.
More information on ERIE Auto Plus can be found here.
Ken L.I could not be more pleased with ERIE’s representatives and the manner in which they handled my claim. Thanks to all for such great customer service.
GREAT SERVICE IS PART OF THE PACKAGE
Our pledge is to help protect your car from the hood to the hubcaps. Coverage from ERIE will also look after you, your passengers and the stuff in your car, too.

Expert Advice
An ERIE agent will get to know you and help you determine the right amount of coverage to suit your needs.

Claims Assistance
It can be a stressful time, but ERIE agents are there to help you through the claims process.
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1
Not available in New York
See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for more information.
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Find out if ERIE is right for you. An Ohio agent will be in touch.