Rental Car Expense Coverage

How insurance can help cover rental car costs

We know it’s not convenient to be without a vehicle after an accident, but it’s nice to know that your rental car costs can be covered by your auto insurance policy.

With Erie Insurance, it’s easy to add rental car expense coverage to your auto insurance policy.¹ In fact, for less than the average cost of a one-day rental car, you can purchase the coverage.  

Adding coverage to your auto insurance policy

With ERIE, basic rental car coverage is automatically included in most states if you’ve purchased comprehensive coverage. That means if your car is disabled because of a fire, theft, glass damage or another claim that we may insure, you’re covered for a compact sedan rental car. If you need a bigger rental vehicle (see options below), you could buy additional coverage.

To have rental car coverage for collision losses, such as when you hit another car or a fence, building or pole, you would need to add the coverage to your policy.

Rental car classes and your options

What type of rental car is covered? The good news is that you have options. You can choose from six classes of rental car options, each with a corresponding premium rate.² After all, you don’t want to find out at the rental counter that you’re covered for a compact car when you have four kids and definitely know you’ll need something bigger.

The rental car classes include:

• Class 1 is a compact sedan and seats up to 4. Models: Nissan Versa, Toyota Yaris or something similar. 
• Class 2 is a traditional sedan that typically seats up to 5. Models: Chrysler 200, Ford Fusion, Chevy Impala or something similar.
• Class 3 is a small SUV or pickup truck that typically seats up to 5. Models: Ford Escape, Chevy Silverado or something similar. 
• Class 4 is a minivan or midsize SUV that typically seats up to 6 to 7. Models: Chrysler Town & Country, Jeep Grand Cherokee or something similar. 
• Class 5 is a luxury sedan or large SUV that typically seats up to 6. Models: Cadillac DTS, Chevy Tahoe or something similar.
• Class 6 is a vehicle specially equipped to be operated or accessible by an individual with a disability. Contact your local rental service for available options.

Erie Insurance partners with leading rental car companies like Enterprise Rent-A-Car, but you may also use your own favorite company.

Get rental car coverage

It's easy to add rental car expense coverage to your Erie Insurance auto policy. Your local Erie Insurance agent will work with you to get the insurance coverage that best meets your needs. Get in touch with an ERIE agent.