Life is full of surprises. Some of them are happy (surprise parties!) while others aren’t. (That’s my neighbor’s tree…on my car.)

Erie Insurance can help protect you from the unexpected. Whether it’s through auto, home, business or life insurance, ERIE has plenty of ways to help your wallet—and your peace of mind—from taking an unexpected hit. Here are 90.* To learn more about any one, talk to an Erie Insurance Agent in your community.

When you loan something out

1. Your car
2. Your snow blower (You’ve always been a great neighbor.)
3. Your boat
4. Your tricked-out bicycle

When you rent or borrow something

5. A car, truck or U-Haul
6. A Bobcat
7. Your neighbor’s snow blower
8. Your friend’s car

When you work from home

9. Your computer
10. Any injuries your customers suffer when visiting your home
11. Your inventory
12. If you work-from-car, a.k.a. a ridesharing company like Uber
13. Data breaches
14. When you build (or upgrade) that new home office
15. Accusations of libel (publication of a false statement that hurts a person’s reputation) or slander (a false statement that damages another person’s reputation)

When you’re traveling

16. A rental car
17. If your home is broken into while you’re away
18. If something goes wrong (think: pipes bursting) when you’re gone
19. If your identity is stolen or compromised
20. If you accidentally lock your keys in the car
21. If your luggage gets lost

When you’re getting ready for something new

22. Building your dream home, whether it’s a tiny house or a house that gives Downton Abbey a run for its money
23. Buying a house or a condo
24. When your baby heads off to college
25. When your teen (deep breath!) starts to drive
26. Having a baby
27. Buying a new car
28. Changing jobs
29. Starting a business
30. When you’re getting ready to propose or say “I do”
31. When you move into your first apartment
32. When you buy something BIG like a hologram TV, a special piece of jewelry or an original piece of artwork

When you’re planning for retirement

33. When you want to protect the nest egg you worked so hard to build
34. When you want to save and plan for income in retirement
35. When you decide to enjoy life on the water and buy a boat
36. When you decide to enjoy life on the road and buy a tricked-out motorcycle
37. When you buy a vacation home in the woods, near the ocean or on a golf course…
38. …but space junk hits your house

When there’s a mishap in your home

39. Your robot gets a little crazy (think Roomba eating your surge protector)
40. Your water heater starts leaking
41. Your furnace sparks a fire
42. Your solar panels get pounded by hail
43. Your dishwasher loses it all over your new wood floor

44. A chimney fire gets out of control
45. Your sump pump stops working
46. There’s a dryer fire
47. An errant baseball shatters your window
48. You experience a Thanksgiving turkey emergency
49. A power outage zaps your fridge (and the big lobster dinner you just bought for your mother-in-law’s birthday).

When it comes to protecting the ones you love most

50. Your little kids
51. Your grown-up kids
52. Your spouse
53. Your parents
54. Your domestic partner
55. Your pets

When it comes to your business

56. If a weather event shuts down your business (and your income) for a few days
57. If a current (or former) employee takes you to court
58. If equipment breaks down and causes damage
59. If your inventory goes up in flames
60. If your business car (or cars) have a mishap
61. If a customer gets hurt on your property
62. If you experience a data breach
63. If an employee is injured on the job
64. If your business partner passes away unexpectedly
65. If you discover an employee is stealing from the business
66. If you need to rent out a temporary space after a fire or other loss

When Mother Nature wreaks havoc

67. If lightning strikes and causes a fire
68. If wind blows shingles off your roof
69. If hail pelts your car or siding
70. If heavy rain damages your house
71. If a tornado touches down
72. If a hurricane rips through your town
73. If an earthquake rumbles
74. If there’s a flood
75. If heavy snow does a number on your roof

When accidents happen like…

76. Hitting a telephone pole
77. Slamming into your garage door
78. Hitting another car on the road
79. Colliding with a deer
80. Having a tree fall on your car
81. Getting in an accident and being unable to work for a while
82. Banging up your motorcycle
83. Losing control on a sheet of black ice and crashing
84. Getting into an accident with an uninsured, underinsured or hit-and-run driver
85. Having a rock hit your windshield

When something just plain bad happens

86. Your neighbor’s tree falls on your house
87. A neighbor slips and falls on your sidewalk
88. A thief breaks into your car
89. A thief steals your car
90. Someone slashes your tires

This year, ERIE is celebrating 90 years of being Above all in Service®. Learn more about who we are and how we’ve been going strong since 1925. And talk to an Erie Insurance Agent in your community to learn more about how you can get great coverage at a great price.