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90 Ways ERIE Can Cover You

Life is full of surprises. Some of them are happy (surprise parties!) while others aren’t. (That’s my neighbor’s tree…on my car.)

Erie Insurance can help protect you from the unexpected. Whether it’s through auto, home, business or life insurance, ERIE has plenty of ways to help your wallet—and your peace of mind—from taking an unexpected hit. Here are 90.* To learn more about any one, talk to an Erie Insurance Agent in your community.

item 3: sailboat

When you loan something out

  1. Your car
  2. Your snow blower (You’ve always been a great neighbor.)
  3. Your boat
  4. Your tricked-out bicycle
item 8: car

When you rent or borrow something

  1. A car, truck or U-Haul
  2. A Bobcat
  3. Your neighbor’s snow blower
  4. Your friend’s car

When you work from home

  1. Your computer
  2. Any injuries your customers suffer when visiting your home
  3. Your inventory
  4. If you work-from-car, a.k.a. a ridesharing company like Uber
  5. Data breaches
  6. When you build (or upgrade) that new home office
  7. Accusations of libel (publication of a false statement that hurts a person’s reputation) or slander (a false statement that damages another person’s reputation)
item 9: laptop

When you’re traveling

  1. A rental car
  2. If your home is broken into while you’re away
  3. If something goes wrong (think: pipes bursting) when you’re gone
  4. If your identity is stolen or compromised
  5. If you accidentally lock your keys in the car
  6. If your luggage gets lost
item 21: luggage item 30: diamond ring

When you’re getting ready for something new

  1. Building your dream home, whether it’s a tiny house or a house that gives Downton Abbey a run for its money
  2. Buying a house or a condo
  3. When your baby heads off to college
  4. When your teen (deep breath!) starts to drive
  5. Having a baby
  6. Buying a new car
  7. Changing jobs
  8. Starting a business
  9. When you’re getting ready to propose or say “I do”
  10. When you move into your first apartment
  11. When you buy something BIG like a hologram TV, a special piece of jewelry or an original piece of artwork

When you’re planning for retirement

  1. When you want to protect the nest egg you worked so hard to build
  2. When you want to save and plan for income in retirement
  3. When you decide to enjoy life on the water and buy a boat
  4. When you decide to enjoy life on the road and buy a tricked-out motorcycle
  5. When you buy a vacation home in the woods, near the ocean or on a golf course
  6. …but space junk hits your house
item 38: meteor hitting house

When there’s a mishap in your home

  1. Your robot gets a little crazy (think Roomba eating your surge protector)
  2. Your water heater starts leaking
  3. Your furnace sparks a fire
  4. Your solar panels get pounded by hail
  5. Your dishwasher loses it all over your new wood floor
item 49: lobster
  1. A chimney fire gets out of control
  2. Your sump pump stops working
  3. There’s a dryer fire
  4. An errant baseball shatters your window
  5. You experience a Thanksgiving turkey emergency
  6. A power outage zaps your fridge (and the big lobster dinner you just bought for your mother-in-law’s birthday).
items 51-57: family hugging

When it comes to protecting the ones you love most

  1. Your little kids
  2. Your grown-up kids
  3. Your spouse
  4. Your parents
  5. Your domestic partner
  6. Your pets

When it comes to your business

  1. If a weather event shuts down your business (and your income) for a few days
  2. If a current (or former) employee takes you to court
  3. If equipment breaks down and causes damage
  4. If your inventory goes up in flames
  5. If your business car (or cars) have a mishap
  6. If a customer gets hurt on your property
  7. If you experience a data breach
  8. If an employee is injured on the job
  9. If your business partner passes away unexpectedly
  10. If you discover an employee is stealing from the business
  11. If you need to rent out a temporary space after a fire or other loss
item 56: lightning striking business
item 75: house crushed by snow on roof

When Mother Nature wreaks havoc

  1. If lightning strikes and causes a fire
  2. If wind blows shingles off your roof
  3. If hail pelts your car or siding
  4. If heavy rain damages your house
  5. If a tornado touches down
  6. If a hurricane rips through your town
  7. If an earthquake rumbles
  8. If there’s a flood
  9. If heavy snow does a number on your roof

When accidents happen like…

  1. Hitting a telephone pole
  2. Slamming into your garage door
  3. Hitting another car on the road
  4. Colliding with a deer
  5. Having a tree fall on your car
  6. Getting in an accident and being unable to work for a while
  7. Banging up your motorcycle
  8. Losing control on a sheet of black ice and crashing
  9. Getting into an accident with an uninsured, underinsured or hit-and-run driver
  10. Having a rock hit your windshield

When something just plain bad happens

  1. Your neighbor’s tree falls on your house
  2. A neighbor slips and falls on your sidewalk
  3. A thief breaks into your car
  4. A thief steals your car
  5. Someone slashes your tires
item 90: car with slashed tires

This year, ERIE is celebrating 90 years of being Above all in Service®. Learn more about who we are and how we’ve been going strong since 1925. And talk to an Erie Insurance Agent in your community to learn more about how you can get great coverage at a great price.

* Coverage dependent on your policy. For general product information, click here. See your Agent or the policy for details.

ERIEĀ® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.

The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time. 

Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 

The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York. 

Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.