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Quiz: How Do You Know if a Long-Term Care Policy is Right for You?

Even though it’s not something we like to think about, long-term care may likely be necessary at some point in your life. Maybe you have a heart attack, stroke or bad accident and need care suddenly, or maybe you develop a chronic illness as you get older. Having a plan in place for these events will help give you the opportunity to protect yourself from the full effect of high long-term care costs.

Even more important to note, private health insurance or Medicare may not pay for the long-term services you or your loved ones require. That’s why it’s important to think about long-term care along with your financial plans.

Find out how much you know about long-term care and if it’s the right policy for you by taking our long-term care quiz. This five-question quiz will help you better understand long-term care and why it’s important to consider.

Then, talk to your ERIE agent about a Long-Term Care Accelerated Death Benefit Rider from Erie Family Life Insurance Company. Your agent can go over your options based on your personal situation and help determine what coverage is right for you.

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.

The insurance products and rates, if applicable, described in this blog are in effect as of July 2022 and may be changed at any time. 

Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 

The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York. 

Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.