Restaurant Insurance
Restaurant Insurance
Coverage to help you stay open and cover costs when the unexpected happens.
Your risks, our solutions
Business Insurance from ERIE has you covered.
Business Insurance from ERIE has you covered.
Safeguard Your Business
Safeguard Your Property and Income
Safeguard Your Staff
Premises Liability Coverage
If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your business.
Data Breach Liability Coverage
If you become legally liable because of accidental release of personal or credit card information in your care. (Available for purchase as an additional coverage.)[1]
Employee Theft
Protects you against employee theft, which is a situation that can be hard to detect.
Hired and non-owned auto liability
Covers liability arising from autos you lease, hire or borrow — or autos of your employees being used in connection with your business.[4]
Sewer or drain backup coverage
The Erie Secure Business policy covers loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.[2]
Ordinance or law
Covers increased costs of complying with building codes, which regulate the construction and repair of damaged buildings after a covered loss.
Cyber coverage
Coverage for a variety of cyber threats – including but not limited to data breach response expenses.[5]
Liquor liability coverage
For legal costs and payments if your restaurant is named in a lawsuit.[2]
Employment practices liability coverage
Protection for you and your business if an employee claims to have experienced employment discrimination, wrongful termination or sexual harassment.[2]
Guaranteed Replacement Cost and Extended Replacement Cost Coverage
To give you the peace of mind that you'll be able to rebuild your building back to how it was after a covered partial or total loss.
Even more coverage
These are just some of the extra way that coverage from ERIE goes above and beyond.
The ERIE Difference
Your local agent
Your independent ERIE agent is there for you from quote to claim and everything in between.
Service you can count on
You can count on ERIE to help your business recover quickly if you ever experience a covered loss.
Risk control services
Identify and reduce common business risks with our risk control tools and services.