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Restaurant Insurance

Hot flames, employees rushing around, the threat of food contamination—you face some pretty unique risks as a restaurant owner. We at ERIE understand this, which is why we created a special mix of policies, endorsements and services your business really needs.

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EVEN MORE COVERAGE

Here are some of the extra ways that coverage from ERIE goes above and beyond

Hired & Nonowned Auto Liability

Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.1

Sewer or Drain Backup

Covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.2

Data Breach Response Expenses

To notify and assist affected individuals and provide various case management services.1

Ordinance or Law

Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.

Employee Theft

Protects you against employee theft, which is a situation that can be hard to detect and often goes on for an extended amount of time.

Earthquake

Covers a loss caused by an earthquake.2 

1 Available for purchase as an additional coverage on select policies.

2 Available for purchase as an additional coverage.

Great service is part of the package.

Risk Control

You have access to risk control tools and services to help you identify and reduce common business risks.

Specialized Services

You have support from claims and customer service teams that have special training in serving businesses like yours.

Your Local ERIE Agent

Your independent ERIE agent is there for you from quote time to claim time to every time in between.

Claims service you can count on

With ERIE, you have claims service that’s local and quick to respond.

 If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.

Restaurant Insurance Quote

Does your restaurant have the right level of protection? If not, let’s talk.

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