What is Workers’ Compensation?
Workers' compensation laws and requirements vary by state, but generally, any business that has employees must have workers’ compensation insurance coverage. It helps cover medical care and lost wages for an employee who is hurt at work. ERIE's coverage can help you comply with the laws in your state.1In addition to medical payments and lost wages, ERIE offers:
- Employers liability insurance – It provides important protection in the event that you negligently cause a work-related employee injury that is not covered by workers' compensation.
- Other states' coverage – It provides limited temporary workers' compensation and employers liability coverage for your new business operations in states other than your home state.2
For information related to direct deposit for new and existing claims in the state of New York, please visit our Workers’ Compensation Direct Deposit Payment Option page.
Support For Your Business Needs
As part of our coverage, you’ll have access to our professionally trained risk control consultants, who can help provide the tools needed to implement a safety program designed for your business. An effective program could help you control workers' compensation costs. You’ll also have access to other risk control services and resources.
When an accident happens, you can count on our support. We’ll work with you and the injured employee. We can also help you develop an early-return-to-work program, so an injured employee can make a modified, transitional entry back to work in the shortest time reasonable.
For more information about how to protect your business and your employees with ERIE's workers' compensation coverage, contact a local ERIE agent. Our local, independent agents are knowledgeable, caring people you can rely on.