If you own a condo, you need insurance coverage that helps protect your place and your belongings—typically everything within the walls of your unit.
Common areas of the building that you share with your neighbors like parking areas, lobbies, stairways or elevators are generally covered by the condo association’s insurance policy. The condo bylaws will have more detailed information about the association and owners’ responsibilities.
Erie Insurance’s coverage can help you deal with financial losses if your condo or personal belongings are damaged or destroyed by weather events or disasters like a fire. Condo insurance1 could help cover:
Insuring your condo is a smart decision, and with Erie Insurance, it’s easy to get a quote from one of our agents. The cost of the coverage will vary based on the size and value of your condo and other factors. If you already have an auto insurance policy with ERIE, you could qualify for a discount.
1See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for more information.
2Coverage is limited to $5,000. Increase coverage limits may be purchased.
3The key and lock replacement coverage is limited up to $250.
4Medical payments for someone other than the insured, resident of the household or tenant.