What is Extended Water Coverage?
Extended Water is the protection you need from the backup of sewers, drains or floods, which also include inland flooding, tidal water, storm surge or mudflow and mudslide.
With Extended Water coverage, you get the peace of mind offered by Sewer or Drain Backup and Flood coverage. With this added protection from ERIE, you’ll have coverage for direct physical loss to your home, garage or other structures, and personal property that’s been damaged as the result of an extended water event. That also includes personal property in your basement.
Why Get Extended Water Coverage?
As a homeowner, you expect your house and everything in it - from the foundation to the roof – to be covered by your homeowners policy.
But did you know that flooding, which is the most expensive and common natural disaster in the United States, isn’t covered by most insurance policies? And while flood coverage can be required if you live in a high-risk zone, according to FEMA 25% of flood claims come from individuals living outside high-risk zones[1].
That’s where the Extended Water endorsement[2] from Erie Insurance comes in. By adding this coverage to your ErieSecure® Home policy or adding it as part of an ErieSecure® Home Plus or Select bundle, you could have coverage for:
- Basements and other rooms that flood during a storm or various flooding events[3]
- Water that backs up from sewers or drains
- Repair or replacement costs for both your home and personal property[3]
- Additional living costs associated with temporarily relocating while your home is being restored[4]
- Flood avoidance reimbursement (up to $10,000) to help proactively protect your home before flooding occurs[5]
How ERIE's Extended Water Coverage Can Help
Did you know a standard homeowners policy doesn't cover flooding. Now, ERIE's Extended Water coverage can help. Learn more by watching the video.
