Term Life Insurance

Term life insurance can be a cost-effective way to cover costs for loved ones left behind. Those costs may include replacing a wage earners income, paying off debt or covering college costs.

When you buy term insurance, you choose how long you need it and how much coverage you want. With Erie Family Life, the payments remain level every year for the length of the plan you select.

Erie Family Life Insurance Company1 offers you two term life insurance choices:

  • ERIE LifeSense® Term Life makes it easy to get up to $90,000 worth of life insurance coverage in about 15 minutes. There’s no medical exam or complicated forms to fill out. In fact, it is a simple application with only a few medical questions. You can select a 5-, 10-, 15- or 20-year plan to protect you. It can be the perfect way for part-time employees, entrepreneurs, first-time life insurance buyers, stay-at-home caregivers and others to get the essential coverage they know they should have quickly and easily — read more about the coverage.
  • Level Term insurance provides life insurance for the period of time that best suits your needs. You can select from a 10-, 15-, 20- or 30-year plan to protect you. Coverage can be purchased starting at age 0, and the face amount of the policy and payments remain level for the period of time you select. If you should die during the defined term, the proceeds would be paid to the named beneficiary. You’ll also have the opportunity to convert your term policy to a permanent life plan. We guarantee this conversion privilege regardless of health, occupation or hobbies.2

Term life insurance — especially ERIE LifeSense — is one way to help protect your family and give yourself peace of mind. Life insurance is too important to put off. Contact a local ERIE Agent today for more information.

1Life insurance and annuity products are not available in New York. See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer for additional information.

2The term policy and conversion privilege must take place during the level period or before age 70, whichever comes first. The face amount of the replacement policy must be equal to or less than the face amount of the term policy.

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