live well

2026 Benefits Platform

Now is the time to carefully evaluate your benefit options and choose the coverage that’s best for you and your family.

Open Enrollment 2026 runs from November 3 – 14, 2025.

 

Most benefit elections will automatically carry over to 2026. Your current health, dental, vision and voluntary benefit elections, including supplemental life insurance, identity protection and critical illness coverage, will passively continue year-to-year until you make changes.

You must take action if:

  • you want to enroll in a new benefit offering
  • you want to change current elections or covered dependents
  • you need to update your tobacco attestation
  • you are enrolling in a Health Care Flexible Spending Account (FSA), Dependent Care Flexible Spending Account (DCFSA) or Health Savings Account (HSA). These tax-advantaged accounts require active enrollment each year.

2026 Rates - Health, Dental & Vision Plans

Consumer-Directed Health Plan (CDHP)

Health Protection Plan Coverage Options & Tiers
2026 Employee's Cost/Month
2026 ERIE's Cost/Month
Health Protection Plan Coverage Options & Tiers
Employee Only
2026 Employee's Cost/Month
$16.76  
2026 ERIE's Cost/Month
$679.24
Health Protection Plan Coverage Options & Tiers
Employee + Spouse
2026 Employee's Cost/Month
$66.99  
2026 ERIE's Cost/Month
$1,804.01
Health Protection Plan Coverage Options & Tiers
Employee + Child(ren)
2026 Employee's Cost/Month
$41.84
2026 ERIE's Cost/Month
$1,627.16
Health Protection Plan Coverage Options & Tiers
Employee & Family
2026 Employee's Cost/Month
$83.63
2026 ERIE's Cost/Month
$2,069.37

Health2

Health Protection Plan Coverage Options & Tiers
2026 Employee's Cost/Month
2026 ERIE's Cost/Month
Health Protection Plan Coverage Options & Tiers
Employee Only
2026 Employee's Cost/Month
$26.80  
2026 ERIE's Cost/Month
$741.20
Health Protection Plan Coverage Options & Tiers
Employee + Spouse
2026 Employee's Cost/Month
$92.07  
2026 ERIE's Cost/Month
$1,978.93
Health Protection Plan Coverage Options & Tiers
Employee + Child(ren)
2026 Employee's Cost/Month
$82.02  
2026 ERIE's Cost/Month
$1,764.98
Health Protection Plan Coverage Options & Tiers
Employee & Family
2026 Employee's Cost/Month
$107.11  
2026 ERIE's Cost/Month
$2,272.89

Health1

Health Protection Plan Coverage Options & Tiers
2026 Employee's Cost/Month
2026 ERIE's Cost/Month
Health Protection Plan Coverage Options & Tiers
Employee Only
2026 Employee's Cost/Month
$63.59  
2026 ERIE's Cost/Month
$772.41
Health Protection Plan Coverage Options & Tiers
Employee + Spouse
2026 Employee's Cost/Month
$299.52  
2026 ERIE's Cost/Month
$1,952.48
Health Protection Plan Coverage Options & Tiers
Employee + Child(ren)
2026 Employee's Cost/Month
$265.90  
2026 ERIE's Cost/Month
$1,742.10
Health Protection Plan Coverage Options & Tiers
Employee & Family
2026 Employee's Cost/Month
$348.10  
2026 ERIE's Cost/Month
$2,247.90
Tobacco-User Surcharge: An additional $50/month surcharge applies to all health protection plan coverage options for tobacco users. The tobacco surcharge applies if you or any of your covered dependents are tobacco users. You may discontinue the surcharge after completion of our reasonable alternative program through UnitedHealthcare. Contact Benefits using the HR Helpline, (814) 870-3747, for more information.

Annual Deductible 

Benefits
CDHP In-Network
CDHP Out-of-Network
Health2 In-Network
Health2 Out-of-Network
Health1 In-Network
Health1 Out-of-Network
Benefits
Individual
CDHP In-Network
$2,000[1]  
CDHP Out-of-Network
$4,000
Health2 In-Network
$500[1]  
Health2 Out-of-Network
$1,000
Health1 In-Network
$250[1]
Health1 Out-of-Network
$500
Benefits
Family
CDHP In-Network
$4,000  
CDHP Out-of-Network
$8,000  
Health2 In-Network
$1,000
Health2 Out-of-Network
$2,000
Health1 In-Network
$500
Health1 Out-of-Network
$1,000
Benefits
ERIE HSA Contribution
CDHP In-Network
$750/individual or $1,500/family
CDHP Out-of-Network
$750/individual or $1,500/family  
Health2 In-Network
N/A
Health2 Out-of-Network
N/A
Health1 In-Network
N/A
Health1 Out-of-Network
N/A

Prescription Drug Benefits

 

Optum RX logo

Claims Administrator: OptumRx®/OptumRx® Specialty Pharmacy

Website: myuhc.com | Phone: 1-888-651-7322

  • Coverage is included if enrolled in a health protection plan.
  • Prior authorization may be required.
  • In Health1 and Health2, you pay a copayment or coinsurance amount for each prescription. In the CDHP, you pay the full cost of the prescription until your deductible is met, and then coinsurance begins.
  • Save by using formulary[1] and generic drugs (automatically substituted, when available).
  • Obtain up to a 90-day supply at a network retail pharmacy or through OptumRx Mail Service Pharmacy.
  • Maintenance medications are available through mail service for a 90-day supply and refills for up to a year.
  • Specialty medications must be obtained through OptumRx Specialty Pharmacy.
  • A $100 benefit threshold applies to each compound prescription.
  • The plan does not cover over-the-counter medications or certain prescription medications that are also available over the counter.

What you pay per prescription

OptumRx Prescription Benefit Program Value Pharmacy Network[2]
Retail Drugs  
Mail Order
Specialty Medication OptumRx Specialty Pharmacy[3]
OptumRx Prescription Benefit Program Value Pharmacy Network[2]
Retail Drugs  
Obtain up to a 90-day supply (cost per 30-day supply)
Mail Order
Obtain up to a 90-day supply (cost per 90-day supply)
Specialty Medication OptumRx Specialty Pharmacy[3]
Obtain up to a 90-day supply (cost per 30-day supply)
OptumRx Prescription Benefit Program Value Pharmacy Network[2]
Generic
Retail Drugs  
20%  
Mail Order
20%  
Specialty Medication OptumRx Specialty Pharmacy[3]
50%  
OptumRx Prescription Benefit Program Value Pharmacy Network[2]
Brand - formulary
Retail Drugs  
20%  
Mail Order
20%  
Specialty Medication OptumRx Specialty Pharmacy[3]
50%  
OptumRx Prescription Benefit Program Value Pharmacy Network[2]
Brand - non-formulary
Retail Drugs  
50%  
Mail Order
50%  
Specialty Medication OptumRx Specialty Pharmacy[3]
50%  
OptumRx Prescription Benefit Program Value Pharmacy Network[2]
Copayment minimum (or actual drug cost, if less)
Retail Drugs  
$10  
Mail Order
$20  
Specialty Medication OptumRx Specialty Pharmacy[3]
$10  
OptumRx Prescription Benefit Program Value Pharmacy Network[2]
Copayment maximum
Retail Drugs  
$50  
Mail Order
$100  
Specialty Medication OptumRx Specialty Pharmacy[3]
$50

GLP-1 medications prescribed for weight loss: For Health1 and Health2 plan options, a 30% co-insurance with no out-of-pocket maximum will apply for GLP-1 medications prescribed for weight loss. For the CDHP, a 30% co-insurance will apply after the deductible is met and this will apply to out-of-pocket maximum.

In Health1 and Health2 plan options only: Once your annual out-of-pocket prescription expenses reach $5,600 for an individual or $11,200 for a family in Health1, or $4,100 for an individual or $9,200 for a family in Health2, the plan pays further eligible prescription expenses at 100% for the rest of the calendar year.

Dental Benefits

Delta Dental logo

Claims Administrator: Delta Dental | Group Number: PA9343

Website: https://www1.deltadentalins.com/erie | Phone: 1-800-932-0783

Dental Rates

Dental Assistance Plan Coverage Tiers
2026 Employee's Cost/Month
2026 ERIE's Cost/Month
Dental Assistance Plan Coverage Tiers
Employee Only
2026 Employee's Cost/Month
$2.68  
2026 ERIE's Cost/Month
$27.02
Dental Assistance Plan Coverage Tiers
Employee + Spouse
2026 Employee's Cost/Month
$12.00  
2026 ERIE's Cost/Month
$58.40
Dental Assistance Plan Coverage Tiers
Employee + Child(ren)
2026 Employee's Cost/Month
$13.00  
2026 ERIE's Cost/Month
$62.90
Dental Assistance Plan Coverage Tiers
Family
2026 Employee's Cost/Month
$18.96  
2026 ERIE's Cost/Month
$91.64

Dental Annual Deductible

Benefits
In-Network Delta Premier and Delta Preferred Dentists
Out-of-Network
Benefits
In-Network Delta Premier and Delta Preferred Dentists
When using an in-network provider, deductible does not apply.
Out-of-Network
Applies to basic and major restorative services only. Deductible must be satisfied before dental benefits will pay.
Benefits

Individual

In-Network Delta Premier and Delta Preferred Dentists

$0

Out-of-Network

$25

Benefits

Family

In-Network Delta Premier and Delta Preferred Dentists

$0

Out-of-Network

$75

Annual Maximum Benefits (Does not apply to orthodontia)

In-Network Delta Premier and Delta Preferred Dentists
Out-of-Network
In-Network Delta Premier and Delta Preferred Dentists
$2,000 per person (Combined limit not to exceed $2,000 per person per calendar year)
Out-of-Network
$1,000 per person (Combined limit not to exceed $2,000 per person per calendar year)

Preventive & Diagnostic Services[1]

Benefits
In-Network Delta Premier and Delta Preferred Dentists
Out-of-Network
Benefits
  • Oral examinations
  • X-rays
  • Emergency palliative treatment
  • Prophylaxis
  • Fluoride for children under 19
  • Space maintainers
In-Network Delta Premier and Delta Preferred Dentists
Plan pays in full (subject to annual maximum)
Out-of-Network
Plan pays in full (subject to annual maximum)

Basic Restorative Services[1]

Benefits
In-Network Delta Premier and Delta Preferred Dentists
Out-of-Network
Benefits
  • Fillings
  • Endodontics
  • Periodontics
  • Denture repairs & relining
  • Crown & bridge repairs
  • Oral surgery
  • Anesthetics
In-Network Delta Premier and Delta Preferred Dentists
Plan pays in full (subject to annual maximum)
Out-of-Network
Plan pays 75% (subject to deductible and annual maximum)

Major Restorative Services[1]

Benefits
In-Network Delta Premier and Delta Preferred Dentists
Out-of-Network
Benefits
  • Inlays, onlays, & crowns
  • Prosthodontics
  • Dentures & partials
  • Implants
In-Network Delta Premier and Delta Preferred Dentists
Plan pays 50% (subject to annual maximum)
Out-of-Network
Plan pays 50% (subject to deductible and annual maximum)

Orthodontia Services[1]

Benefits
In-Network Delta Premier and Delta Preferred Dentists
Out-of-Network
Benefits
Annual maximum does not apply
In-Network Delta Premier and Delta Preferred Dentists
Plan pays 50%; Lifetime maximum benefit: $3,000 per person
Out-of-Network
Plan pays 50%; Lifetime maximum benefit: $3,000 per person

Vision Benefits

Davis Vision logo

Claims Administrator: Davis Vision

Website: davisvision.com | Phone: 1-800-999-5431

Vision

Benefits
In-Network Coverage
Out-of-Network
Benefits
Benefit Frequency (per member)
In-Network Coverage
Benefits are provided once every calendar year for exams and either lenses and frames or contacts.
Out-of-Network
Benefits are provided once every calendar year for exams and either lenses and frames or contacts.
Benefits
Eye Examination
In-Network Coverage
Plan pays 100% after $10 member copayment.
Out-of-Network
Plan pays up to $30.

Frames

Benefits
In-Network Coverage
Out-of-Network
Benefits
Retail Frame Allowance (for frames outside the Davis Frame Collection)
In-Network Coverage
Plan pays 100% up to $180 at Visionworks locations or $130 at non-Visionworks locations.
Out-of-Network
Plan pays up to $30.

Davis Frame Collection (in lieu of retail frame allowance)

Benefits
In-Network Coverage
Out-of-Network
Benefits
Fashion Collection
In-Network Coverage
Plan pays 100%.
Out-of-Network
No benefit available.
Benefits
Designer Collection
In-Network Coverage
Plan pays 100%.
Out-of-Network
No benefit available.
Benefits
Premier Collection
In-Network Coverage
Plan pays 100% after $25 copayment.
Out-of-Network
No benefit available.

Spectacle Lenses

Benefits
In-Network Coverage
Out-of-Network
Benefits
Single Vision
In-Network Coverage
Plan pays 100% after $25 copayment.
Out-of-Network
Plan pays up to $25.
Benefits
Bifocal
In-Network Coverage
Plan pays 100% after $25 copayment.
Out-of-Network
Plan pays up to $35.
Benefits
Trifocal
In-Network Coverage
Plan pays 100% after $25 copayment.
Out-of-Network
Plan pays up to $45.
Benefits
Lenticular
In-Network Coverage
Plan pays 100% after $25 copayment.
Out-of-Network
Plan pays up to $60.

Specialty Lens Options

Benefits
In-Network Coverage
Out-of-Network
Benefits
Fashion and Gradient Tinting of Plastic Lenses, Oversized Lenses and Standard Scratch-Resistant Coating
In-Network Coverage
Plan pays 100%.
Out-of-Network
Member pays full cost for out-of-network lens options.
Benefits
Other Specialty Lens Options
In-Network Coverage
Member copayments vary. Refer to the Summary Plan Description for benefit details and options.
Out-of-Network
Member pays full cost for out-of-network lens options.
Benefits
Scratch Protection Plan Option
In-Network Coverage
Member pays $20 for single vision lens plan.
Member pays $40 for multifocal lens plan.
Out-of-Network
No benefit available.

Contact Lenses (in lieu of eyeglasses)

Benefits
In-Network Coverage
Out-of-Network
Benefits
Contact Lens Evaluation and Fitting
In-Network Coverage
Plan pays 100% with in-network provider and purchase of Exclusive Collection lenses. Member receives 15% discount on in-network exam if purchasing non-Davis Collection lenses.*
Out-of-Network
No benefit available.
Benefits
Contact Lens Material Allowance
In-Network Coverage
For Davis Collection lenses: Plan pays 100% after $25 copayment and member receives one pair of standard daily wear lenses or up to four boxes/ multipacks of disposable lenses or up to two boxes/multipacks of planned replacement lenses.

For non-Davis Collection lenses: Plan pays up to $130 and member may also receive a 15% discount on charges above $130 at most in network providers.
Out-of-Network
Plan reimburses up to $75.
Benefits
Medically Necessary Contact Lenses
In-Network Coverage
Plan pays 100%, with prior approval.
Out-of-Network
Plan pays up to $225, with prior approval.
Retinal imaging is available at participating in-network providers. Member cost is $39.
A laser vision discount is available by contacting the laser vision partner at 1-855-502-2020.
Refer to the Benefits Summary Plan Descriptions (available at ERIEweb > Info Center > Benefits Info) for details on in- and out-of-network benefits and exclusions.

*​
Some limitations apply to additional discounts, discounts not applicable at all in network providers.

Tax Advantaged Comparison

HSA[2]
Health Care FSA
Dependent Care FSA
Available with these plan options:
HSA[2]
CDHP
Health Care FSA

Health2
Health1

Dependent Care FSA

CDHP
Health2
Health1

What you can contribute each year:[3]
HSA[2]

Employee only: Up to $4,400
Other coverage levels: Up to $8,750
Over 55: Additional $1,000

Health Care FSA

Up to $3,400 (pre-tax)
Access the entire amount you elected right away.

Dependent Care FSA

Up to $7,500 (pre-tax)[4]
Access funds as they accumulate.

What ERIE contributes each year:
HSA[2]

Employee only: $750
Other coverage levels: $1,500

HSA seed money pro-rated based on hire date.

Health Care FSA
$0
Dependent Care FSA
$0
Can be used for:
HSA[2]
Eligible out-of-pocket expenses under the health, dental or vision care plans.
Health Care FSA

Eligible out-of-pocket expenses under the health, dental or vision care plans. Includes over-the-counter medicines and menstrual care products.

Dependent Care FSA
Eligible dependent daycare expenses.
If you don't use it by the end of the plan year:
HSA[2]
Your unused balance rolls over and continues to grow.
Health Care FSA
Your remaining balance is forfeited.
Dependent Care FSA
Your remaining balance is forfeited.
If you leave ERIE or retire:
HSA[2]
The account goes with you.  Keep your HSA funds even if you change employers or health plans.
Health Care FSA
Your remaining balance is forfeited.
Dependent Care FSA
Your remaining balance is forfeited.
Investment options:
HSA[2]

Once your account reaches $1,000, invest in mutual funds to grow your savings. Use it for medical expenses tax-free before or after retirement.

Health Care FSA
None
Dependent Care FSA
None

Summary of Group Life Insurance Benefits

Coverage
Who is Eligible
Available Amount
Maximum Benefit
Monthly Rate
Coverage
Basic Group Life
Who is Eligible
ERIE Employee
Available Amount
1.5x base salary
Maximum Benefit
$750,000
Monthly Rate
100% ERIE-paid
Coverage
Business Travel Accident
Who is Eligible
ERIE Employee
Available Amount
N/A
Maximum Benefit
$100,000  
Monthly Rate
100% ERIE-paid
Coverage
Supplemental Life
Who is Eligible
ERIE Employee
Available Amount
1, 2, or 3x base salary[1]
Maximum Benefit
$1,000,000  
Monthly Rate
$0.31 per $1,000
Coverage
Accidental Death & Dismemberment
Who is Eligible
ERIE Employee
Available Amount
Increments of $50,000
Maximum Benefit
10x base salary or $1,000,000
Monthly Rate
$0.80 per $50,000
Coverage
Dependent Life
Who is Eligible
Employee's spouse and eligible children under age 26
Available Amount
Spouse: $25,000 Child(ren): $10,000
Maximum Benefit
Spouse: $25,000 Child(ren): $10,000
Monthly Rate
$7.79 sold as a unit regardless of how many dependents are covered.  

Critical Illness Coverage

Provider: Aflac

Employee Coverage (Automatically includes eligible dependent child(ren) under the age of 26.)

Age Range at the Beginning of Plan Year
Employee Benefit: $10,000
Dependent Benefit: $5,000
Employee Benefit: $20,000
Dependent Benefit: $10,000
Age Range at the Beginning of Plan Year
Employee Benefit: $10,000
Dependent Benefit: $5,000
2026 Employee's Cost/Month
Employee Benefit: $20,000
Dependent Benefit: $10,000
2026 Employee's Cost/Month
Age Range at the Beginning of Plan Year
18-24
Employee Benefit: $10,000
Dependent Benefit: $5,000
$4.46
Employee Benefit: $20,000
Dependent Benefit: $10,000
$7.42
Age Range at the Beginning of Plan Year
25-29
Employee Benefit: $10,000
Dependent Benefit: $5,000
$5.72
Employee Benefit: $20,000
Dependent Benefit: $10,000
$9.92
Age Range at the Beginning of Plan Year
30-34
Employee Benefit: $10,000
Dependent Benefit: $5,000
$6.62  
Employee Benefit: $20,000
Dependent Benefit: $10,000
$11.70
Age Range at the Beginning of Plan Year
35-39
Employee Benefit: $10,000
Dependent Benefit: $5,000
$8.58  
Employee Benefit: $20,000
Dependent Benefit: $10,000
$15.62
Age Range at the Beginning of Plan Year
40-44
Employee Benefit: $10,000
Dependent Benefit: $5,000
$10.72  
Employee Benefit: $20,000
Dependent Benefit: $10,000
$19.92
Age Range at the Beginning of Plan Year
45-49
Employee Benefit: $10,000
Dependent Benefit: $5,000
$11.40  
Employee Benefit: $20,000
Dependent Benefit: $10,000
$21.28
Age Range at the Beginning of Plan Year
50-54
Employee Benefit: $10,000
Dependent Benefit: $5,000
$20.06  
Employee Benefit: $20,000
Dependent Benefit: $10,000
$38.60
Age Range at the Beginning of Plan Year
55-59
Employee Benefit: $10,000
Dependent Benefit: $5,000
$18.76  
Employee Benefit: $20,000
Dependent Benefit: $10,000
$36.00
Age Range at the Beginning of Plan Year
60-64
Employee Benefit: $10,000
Dependent Benefit: $5,000
$31.88  
Employee Benefit: $20,000
Dependent Benefit: $10,000
$62.24
Age Range at the Beginning of Plan Year
65+
Employee Benefit: $10,000
Dependent Benefit: $5,000
$67.94  
Employee Benefit: $20,000
Dependent Benefit: $10,000
$134.36

Employee & Family (Coverage includes spouse and eligible dependent child(ren) under age 26.)

Age Range at the Beginning of Plan Year
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
Age Range at the Beginning of Plan Year
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
2026 Employee's Cost/Month
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
2026 Employee's Cost/Month
Age Range at the Beginning of Plan Year
18-24
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
$7.46  
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
$11.88
Age Range at the Beginning of Plan Year
25-29
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
$9.34  
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
$15.64
Age Range at the Beginning of Plan Year
30-34
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
$10.68  
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
$18.32
Age Range at the Beginning of Plan Year
35-39
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
$13.62  
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
$24.20
Age Range at the Beginning of Plan Year
40-44
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
$16.84  
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
$30.64
Age Range at the Beginning of Plan Year
45-49
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
$17.86  
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
$32.68
Age Range at the Beginning of Plan Year
50-54
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
$30.86  
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
$58.66
Age Range at the Beginning of Plan Year
55-59
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
$28.90  
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
$54.76
Age Range at the Beginning of Plan Year
60-64
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
$48.58  
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
$94.12
Age Range at the Beginning of Plan Year
65+
Employee Benefit: $10,000
Spouse/Dependent Benefit: $5,000
$102.68  
Employee Benefit: $20,000
Spouse/Dependent Benefit: $10,000
$202.30

Enroll in Benefits

New hires have 30 days from their date of hire to enroll for benefits. Allow 2 days for your enrollment to open in the myBenefits enrollment system and refer to the step-by-step instructions below for enrolling.

  1. Have legal names, Social Security numbers, birth dates and address information handy for your dependents and beneficiaries.

  2. Visit ERIEweb > Info Center > myBenefits to begin your enrollment. (You’ll need to use a desktop device logged in to ERIE’s VPN to complete your enrollment.)

  3. Enter your ERIE network user ID and password and click Sign In.

  4. On the Benefits page, click on the Open Enrollment tile and follow the prompts. Use navigation buttons or hyperlinks to move through the pages rather than your browser’s back button.

  5. A Benefits Summary page will show your current benefits.

  6. Click on the second tab, Open Enrollment. Current coverage reflects your 2025 election. “New” will reflect your 2026 benefits elections. Click on a tile to enroll in a coverage. Additional instructions can be found at the top of each coverage page. Once you’ve made your election, click Done. Repeat for each benefit tile.

    Note:
    You cannot be enrolled in a Health Care FSA and the HSA at the same time. Passive enrollment does not apply to FSA, DCFSA or HSA elections. Enrollment for those tax-advantaged accounts is still needed each year.

    • Tobacco Usage: Before you can enroll in medical coverage, you must attest to tobacco use for yourself and for your dependents enrolled in the health care plan.
    • Medical, Dental and Vision: Select the health plan option you want, or waive to decline coverage. Follow the instructions for enrolling dependents.
    • Critical Illness and Identity Protection: Select level of coverage, waive coverage or add dependents.
    • Wagmo Pet Wellness: Select level of coverage and number of pets, or waive to decline coverage.
    • Life Insurance: Select coverage, waive coverage or add beneficiaries to Supplemental, Accidental Death & Dismemberment and Dependent Life coverage.
    • Flexible Spending Account (FSA): Enroll and elect your annual contribution to the Health Care Pre-Tax Plan and/or Dependent Care Pre-Tax Plan.
    • Health Savings Account (HSA): Enroll and elect your annual contribution. Available only if you enrolled in the Consumer-Directed Health Plan (CDHP).

  7. Once you’ve enrolled in or waived all benefit options, review your elections on your Open Enrollment tab. (Double-check dependent enrollments carefully.) If the summary accurately reflects your elections, click Submit Enrollment.

  8. You will see a pop up message that your benefit choices have been successfully submitted.

  9. Once you have completed your review, you can select Exit and return to the myBenefits Self Service page. Click Sign Out to end your session.

If you have any questions or need assistance with your online enrollment, contact Benefits using ERIE’s HR Helpline, (814) 870-3747, or email benefits.operations@erieinsurance.com.