Unfortunately, bad things happen from time to time. And sometimes really bad things happen – like a horrific car crash or a terrible accident on the backyard trampoline or in your swimming pool. If you have personal catastrophe liability insurance, you get additional liability coverage to help protect you.
Another outcome of a catastrophic event can be a staggering jury award as a result of a lawsuit. You’ve probably seen the headlines. It could happen to anyone, and it could mean financial ruin if you’re not properly protected.
Most of us have auto and home coverage, but having protection against a catastrophic liability claim is often overlooked. Would you have enough coverage if something tragic happened to you? Personal catastrophe liability insurance coverage, also known as personal umbrella insurance, gives you and your family an extra layer of protection above the limits in your auto, homeowners or boat insurance policy.
Erie Insurance’s personal catastrophe liability coverage1 offers you an additional $1 million in coverage for covered claims brought against you or your family for things like bodily injury, emotional stress, libel, slander and accidental damage to another person’s property. (Higher coverage amounts can be purchased. An ERIE agent can help you decide what’s right for you.) ERIE’s coverage can also help protect you if:
You might be surprised to learn how much coverage you can buy from ERIE for a modest cost. For most people, an extra $1 million in coverage costs less than $20 a month. (Let’s face it; you really can’t afford not to have this insurance.)
Affordable protection is just a phone call away. Get in touch with your local ERIE agent to add this valuable protection to your ERIE policy. It’s just another way ERIE takes great care of you.
1 The insurance products described on this page are not offered in all states. Umbrella Liability Insurance is expected to be available in NY on or around November 2021 - Personal Catastrophe Liability continues to be offered until the Umbrella Liability coverage becomes available in NY. The policy contains the specific details of the terms, conditions, limitations and exclusions that apply. Talk to your Agent for details.
2 Not all acts are covered. Certain exclusions apply. Ask your local ERIE agent for more information.