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Get a Renters Insurance Quote in Pennsylvania

At first sight, you loved it. Before the end of the apartment tour, you said, “I’ll take it.” 

Your apartment is a neighborhood gem with lots of conveniences—the corner restaurant has taco Tuesday, the grocery store has your favorites and the nearby coffee shop is the perfect place for procaffeinating

You’ve decorated the place to be well suited for total relaxation.

What Does Renters Insurance Cover?

Renters insurance1 can save the day when you need it. If there was a fire, theft or a natural disaster2, a policy can help cover:

  • Replacing your property, from furniture and TVs to your wardrobe.
  • Additional living expenses, which may include the cost of living somewhere else while your apartment is repaired.
  • Liability in case you’re ever held responsible for harming other people or property—anywhere in the world3. For example, if you damage someone else’s property, liability protection could help cover the repair costs.

Whether you live in Philadelphia, Allentown, Pittsburgh, Erie or somewhere in between in Pennsylvania, we can help you protect all the things that matter to you inside your apartment.

What Does Renters Insurance Cost?

Your renters insurance premium is based on a number of factors such as your location, the cost to replace your things, the distance to the closest fire department and more. A local ERIE agent will walk you through the details.

You may even qualify for a discount if you already have an auto policy with ERIE. In some cases, the discount actually offsets the price of the renters insurance policy.4  Here are some of the other discounts that might apply:

  • Multi-policy discounts
  • Safety discounts, like our Premises Alarm System and/or Sprinkler System discount
  • Advance quote discount
  • Age of insured discount

Talk to an ERIE agent for more details on these discounts and to see what restrictions may apply.

Working with an experienced agent from your neighborhood, you’ll get coverage that fits your life and budget. Our agents work in or near your neighborhood, and are backed by a company that’s been putting customers first for nearly a century. Stop in to your independent, local agency today or find an agent nearby.

1See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer
2 Other than flood.
Medical payments for someone other than the insured or tenants in the household.
4Discounts subject to eligibility criteria and rates and rules in effect at the time of purchase. For additional information, visit or talk to your local ERIE Agent. Individual policies may differ.

Pennsylvania Renters Insurance

Renters insurance can save the day when you need it. What if everything you own goes up in smoke? When the unexpected happens, renters insurance is there for you.