Unfortunately, we can’t answer these questions directly because there are so many factors that go into determining each answer, such as your policy coverage, claim history, loss type and the length of time you have been insured with Erie Insurance. It’s a good idea to discuss your concerns and other questions you may have about your claim with your agent. For more information, review the steps for starting a business insurance claim.
It depends. Several of our business policies cover damage from ruptured plumbing. If however, water leaks into your business through the foundation, or because of a flood, the damage is not covered.
Yes. Your policy will cover damage caused by some natural disasters. However, if floods occur because of the natural disaster, your business property policy will not cover the damage. Damage caused by floods is not covered by business property policies. Talk to your ERIE agent about obtaining a separate flood insurance policy. ERIE has partnered with American Bankers to offer this coverage to customers.
No. Your business property policy won't cover damage to your vehicles. Your auto policy will cover damage to your vehicles.
Call your ERIE claims adjuster immediately. We may need to re-inspect the damage before the repairs are complete. If the additional damages were covered under the original claim, we would reopen your claim and work closely with you and your contractor to satisfactorily resolve the matter.
You may contact our Customer Care Department at (800) 458-0811 or your local ERIE agent to get a copy of your business policy.
A risk control consultant can help you evaluate the potential risks your business faces and then recommend measures you can take to help reduce those risks. Risk control consultants are located throughout our 12 states and the District of Columbia—so help is never far away.
Working with an ERIE risk control consultant, ERIE business customers may have access to the following services:
Get in touch with your ERIE agent for more information.