Brewery, Winery, Distillery Insurance

You face some pretty unique risks operating a winery, brewery or distillery. If you aren’t properly protected, something like a major fire or lawsuit could pose a serious threat to your business. ERIE’s coverage is designed to help with a special mix of policies, endorsements and services that your business really needs.
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Your Risks, Our Solutions


ERIE offers a variety of policies and endorsements to cover your business risks. Here are just a few examples to show some of the ways ERIE’s business policies can provide protection for the risks you may face.

YOUR BUILDING & YOUR INCOME

Coverage for property losses

For fires, natural disasters like
hurricanes or tornadoes, and more.

Income Protection Coverage

Provides income when your business is shut down from an event like a fire.

Coverage to rent an alternative space

Provides relocation expenses for
temporary locations in the event your business is shut down from an event like a fire.

Your customers & Employees

Product contamination coverage

For customers’ medical expenses, lost business income, replacement of contaminated food and more.

Liquor liability coverage

For legal costs and payments if your brewery, winery or distillery is named in a lawsuit. (Available for purchase as an optional coverage.)

Employment practices liability coverage

In the event an employee claims they’ve experienced employment discrimination, wrongful termination or sexual harassment. (Available for purchase as an optional coverage.)

Your equipment & Inventory

Peak season coverage

To protect your inventory during peak seasons when there's more of it in stock.  (Available for purchase as an optional coverage.)

Equipment breakdown coverage

To repair or replace equipment such as machinery, conveyors, telephones, computers and heating/cooling equipment after an equipment breakdown due to a loss ERIE covers.

Product Withdrawal

A problem during bottling process poses a safety issue to consumers requiring you to withdraw the product (available for purchase as an optional coverage).


EVEN MORE COVERAGE
 
Here are some of the extra ways that coverage from
ERIE goes above and beyond.

 

Employee dishonesty

To protect you against employee theft, which is a situation that can be hard to detect and often goes on for an extended time.

Accounts receivable

To reproduce or replace accounts receivable records after a covered loss.

Valuable papers

To restore or replace important financial documents, deeds and more after a covered loss.

Sewer and drain backup

For water or sewage that backs up through sewers or drains or overflows from a sump pump. (Available for purchase as an optional coverage.)

Data breaches

To notify and assist your affected customers and to provide your business with crisis resolution services. (Available for purchase as an optional coverage.)

Forgery and alteration

In case someone forges your business checks or fraudulently uses your business's credit or debit card.

Great service is part of the package.



Warning

Risk Control

You have access to risk control tools and services to help you identify and reduce common business risks.

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Your Local ERIE Agent

Your independent ERIE agent is there for you from quote time to claim time to every time in between.

Specialized Services

Your business has support from claims and customer service teams that have special training in servicing breweries, wineries, and distilleries businesses.


WHEN IT MATTERS

Claims service you can count on.

 
If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. With ERIE, you have claims service that’s:

Local: We have claims offices throughout our territory, so help is always close by.

Quick to respond: Reimbursement for smaller claims can happen in as little as 48 hours.  

See individual policies for specific coverage details. Certain terms and limitations may apply. Not available in all states. Refer to our disclaimer for additional information.


Let's talk

Does your business have the same level of
protection and service? If not, let’s talk.

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