Contractors Insurance
From property damage that covers tools to contractor liability insurance, ERIE offers a special mix of policies, endorsements and services which gives your business the protection it really needs.
Your risk, our solutions
Business Insurance from ERIE has you covered.
Your Liability
Your Property and Income
Your Employees
Contractor Liability Coverage
For third-party claims alleging bodily injury and/or property damage caused by your business’s operations or completed work.
Pollution Liability Coverage
If you become legally liable for injury or property damage caused by a pollution incident. (Available for purchase as an additional coverage.)
Errors and Omissions Coverage
Commonly referred to as professional liability, this coverage offers protection if the work you perform was done incorrectly or negligently. (Available for purchase as an additional coverage.)
Ordinance or Law
Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.
Hired & Nonowned Auto Liability
Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.[1]
Sewer or Drain Backup
With your Erie Secure Business policy, covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.[2]
Employee Theft
Protects you against employee theft, which is a situation that can be hard to detect.
Data Breach or Response Expenses
To notify and assist affected individuals and provide various case management services.[1]
Earthquake
Covers a loss caused by an earthquake.[2]
Business owners who turn to Erie Insurance to protect their business get the backing of a company that’s built a 100-year legacy of trust, service and doing the right thing.
Risk Control
You have access to risk control tools and services to help you identify and reduce common business risks.
Your Local ERIE Agent
Your independent ERIE agent is there for you from quote time to claim time to every time in between.
Early Return-to-Work Program
We help your injured employees receiving workers’ compensation benefits resume meaningful employment as soon as they are medically able.
Claims service you can count on
With ERIE, you have claims service that's local and quick to respond. If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.