Your Risks, Our Solutions
In case a customer is injured by slipping on spilled oil in your shop or on its premises.
Because mistakes can damage a customer’s vehicle no matter how careful you and your employees are. (Available for purchase as an additional coverage.)
To protect you, your drivers and your business in many important ways. (Available for purchase as a separate policy.)
For property that is damaged by theft, water damage, fire, lightning, wind, vandalism or other covered perils, as well as funds to rent an alternate space while your business is being repaired.
To repair or replace equipment such as refrigerators, freezers, telephones, computers and heating/cooling equipment after an equipment breakdown.
In case an off-premises utility service interruption causes your shop to lose income because your lift is down, and you’re unable to work on a customer’s vehicle.
In the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part. (Available for purchase as a separate policy.)
Protection for you and your business in the event an employee claims to have experienced employment discrimination, wrongful termination or sexual harassment. (Available for purchase as an additional coverage.)
In case your customer’s vehicle is damaged or stolen while in your care, custody or control. (Available for purchase as an additional coverage.)
In case a customer is injured by slipping on spilled oil in your shop or on its premises.
Because mistakes can damage a customer’s vehicle no matter how careful you and your employees are. (Available for purchase as an additional coverage.)
To protect you, your drivers and your business in many important ways. (Available for purchase as a separate policy.)
For property that is damaged by theft, water damage, fire, lightning, wind, vandalism or other covered perils, as well as funds to rent an alternate space while your business is being repaired.
To repair or replace equipment such as refrigerators, freezers, telephones, computers and heating/cooling equipment after an equipment breakdown.
In case an off-premises utility service interruption causes your shop to lose income because your lift is down, and you’re unable to work on a customer’s vehicle.
In the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part. (Available for purchase as a separate policy.)
Protection for you and your business in the event an employee claims to have experienced employment discrimination, wrongful termination or sexual harassment. (Available for purchase as an additional coverage.)
In case your customer’s vehicle is damaged or stolen while in your care, custody or control. (Available for purchase as an additional coverage.)
You’ll be glad to know that auto shop insurance goes the extra mile with these additional coverages.
Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.1
Covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.2
To notify and assist affected individuals and provide various case management services.1
Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.
Protects you against employee theft, which is a situation that can be hard to detect and often goes on for an extended amount of time.
Covers a loss caused by an earthquake.2
1 Available for purchase as an additional coverage on select policies.
2 Available for purchase as an additional coverage.
You have access to risk control tools and services to help you identify and reduce common business risks.
You have support from claims and customer service teams that have special training in serving businesses like yours.
Your independent ERIE agent is there for you from quote time to claim time to every time in between.
With ERIE, you have claims service that’s local and quick to respond.
If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.
Does your business have the right level of protection? If not, let’s talk.
Ready to get started?