For fires, natural disasters like hurricanes or tornadoes and more.
To provide coverage if your business is interrupted from something like a major fire.
Coverage is available in many cases of an off-premises utility failure.
If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your office.
In the event an employee claims they’ve experienced employment discrimination, wrongful termination and sexual harassment. (Coverage offered by a separate policy.)
In case an employee hurt another person or their property while driving a business vehicle. (Coverage offered by a separate policy.)
To protect your business property at client’s premises or at an employee’s home office. (Available for purchase as a separate endorsement.)
In case a virus corrupts your computer system.
In case you are legally required to notify customers whose credit card information is stolen. (Available for purchase as an additional coverage on select policies.)
Even More Coverage
Here are some of the extra ways that coverage from ERIE goes above and beyond.
You have access to risk control tools and services to help you identify and reduce common business risks.
You have support from claims and customer service teams that have special training in serving businesses like yours.
Your independent ERIE agent is there for you from quote time to claim time to every time in between.
CLAIMS SERVICE YOU CAN COUNT ON
If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. With ERIE, you have claims service that’s:
Reimbursement for smaller claims can happen in as little as 48 hours.
ERIE has claims offices throughout its territory, so help is always close by.
What ERIE Customers Have to Say
The best recommendation is a satisfied customer.
Here is what a small business owner had to say about working with ERIE.
Vet’s Four-Legged Patients Find Cool Relief
Greystone Animal Hospital Raleigh , NC 1 employee
It was a brutally hot summer day when veterinarian Dr. Barbara Farmer’s air conditioning unit broke in her animal hospital. But just because it was uncomfortable didn’t mean her four-legged patients could wait.
“I ended up buying 10 fans to keep us cool,” she said. “But we really needed our air back. I had surgeries to do.”
Barbara has counted on her ERIE Agent since she opened her one-doctor practice in 2004. The broken air conditioning unit was her first claim.
“I was looking at $7,000 out of pocket which would have been really difficult for me because I’m a small business owner,” said Barbara. “But, fortunately, I had business coverage and my agent really came through for me. I couldn’t have been any happier with how I was treated."
With ERIE’s help, she was able to quickly get on with her work, including the routine surgical procedures she does on cats and dogs for a local rescue shelter.
“I tell everyone about my claims experience,” Barbara said. “They all know Erie Insurance took care of me — and their pets.”
Interested in working with someone who understands your business? Then contact a local ERIE agent in your community today.