Our specially designed suite of products and services provide affordable, customizable coverage tailored to meet your needs.
To pay for damages you become legally responsible for if a visitor is injured on your premises.
Provides coverage for expenses to reproduce or replace electronic data if a computer virus corrupts your system.1
Provides support for both legal defense fees and damages against an organization.2
For property that is damaged by theft, water damage, fire, lightning, wind, vandalism or other covered perils, as well as funds to rent an alternate space while your business is being repaired.
To repair or replace equipment such as telephones, computers and heating/cooling equipment after an equipment breakdown due to a loss that ERIE covers.
To protect you, your drivers and your business in many important ways. (Available for purchase as a separate policy.)
To pay for damages you become legally responsible for if a visitor is injured on your premises.
Provides coverage for expenses to reproduce or replace electronic data if a computer virus corrupts your system.1
Provides support for both legal defense fees and damages against an organization.2
For property that is damaged by theft, water damage, fire, lightning, wind, vandalism or other covered perils, as well as funds to rent an alternate space while your business is being repaired.
To repair or replace equipment such as telephones, computers and heating/cooling equipment after an equipment breakdown due to a loss that ERIE covers.
To protect you, your drivers and your business in many important ways. (Available for purchase as a separate policy.)
1Additional limits are offered at additional cost.
2Coverage is offered by an endorsement at an extra cost and is subject to terms, conditions, limitations and exclusions not mentioned in this webpage. Not all coverage is available in all states, not available in New York. The business umbrella policy excludes abuse and sexual molestation coverage.
The insurance products and rates, if applicable, described here are in effect as of October 2020 and may be changed at any time. Insurance products are subject to terms, conditions and exclusions not described here. The polic(ies) and/or endorsements contain the specific details of the coverages, terms, conditions and exclusions. The insurance products and services described here are not offered in all states. ERIE life insurance and annuity products are not available in New York. Workers’ compensation is not available in Ohio.
Here are some of the additional ways that our insurance goes above and beyond.
Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.1
Covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.2
Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.
To restore or replace important financial documents, deeds and more damaged in a fire.
Protects you against employee theft, which is a situation that can be hard to detect and often goes on for an extended amount of time.
Covers a loss caused by an earthquake.2
1 Available for purchase as an additional coverage on select policies.
2 Available for purchase as an additional coverage.
You have access to risk control tools and services to help you identify and reduce common business risks.
You have support from claims and customer service teams that have special training in serving businesses like yours.
Your independent ERIE agent is there for you from quote time to claim time to every time in between.
With ERIE, you have claims service that’s local and quick to respond.
If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.
Does your business have the right level of protection? If not, let’s talk.
Ready to get started?