Offices & Professional Services Insurance
As a professional and a small business owner, you balance two very different roles: delivering services that your customers have come to count on while also managing all the logistics of running a small business. You have unique opportunities—as well as unique risks due to the many hats you wear each day.
Your risk, our solutions
Business Insurance from ERIE has you covered.
Your Liability
Your Property and Income
Your Employees
Product Liability Coverage
To pay for damages and legal defense fees if a customer names you in a lawsuit after being injured by a product you produced.
Product Withdrawal Coverage
In case a problem during the manufacturing process poses a safety issue to consumers requiring you to withdraw the product. (Available for purchase as an additional coverage.)
Manufacturer’s Error & Omissions Coverage
Commonly referred to as professional liability, this coverage provides protection if the work you perform was done incorrectly. (Available for purchase as an additional coverage.)
Ordinance or Law
Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.
Hired & Nonowned Auto Liability
Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.[1]
Sewer or Drain Backup
With your Erie Secure Business policy, covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.[2]
Employee Theft
Protects you against employee theft, which is a situation that can be hard to detect.
Data Breach or Response Expenses
To notify and assist affected individuals and provide various case management services.[1]
Earthquake
Covers a loss caused by an earthquake.[2]
Business owners who turn to Erie Insurance to protect their business get the backing of a company that’s built a 100-year legacy of trust, service and doing the right thing.
Risk Control
You have access to risk control tools and services to help you identify and reduce common business risks.
Specialized Services
You have support from claims and customer service teams that have special training in serving businesses like yours.
Your Local ERIE Agent
Your independent ERIE agent is there for you from quote time to claim time to every time in between.
Claims service you can count on
With ERIE, you have claims service that's local and quick to respond. If you have to file a claim, you can rest easy knowing that ERIE stands behind its promise of service. ERIE has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.