Whole Life Insurance

For most people, the need for life insurance may decrease, but it never goes away. As time passes, circumstances and plans change, but the need for protection never disappears. That’s why you should consider Erie Family Life’s Whole Life plans*.

Policy Features

  • Guaranteed life insurance protection that will not decrease.
  • Guaranteed cash value that can be borrowed to take advantage of future opportunities.
  • Guaranteed premium that does not change, regardless of changes in our health.

Plans Available

ERIE LifeSense Whole Life

Designed for individuals with smaller protection needs that utilizes a quick and simple life insurance solution. ERIE LifeSense WL offers the ease of in-person or over-the-phone electronic applications with e-signature and paperless delivery; and qualifying customers can get up to $90,000 of coverage with no medical exam with an initial decision within 15 minutes.

Juvenile 20-Pay Whole Life

This plan for children is designed to provide lifelong protection that will be paid up in 20 years. This fully guaranteed plan will give you the peace of mind knowing your child will be protected for the rest of their life.  


Issue Ages

Coverage Limits

Payment Durations

Riders automatically included at no charge

ERIE LifeSense Whole Life


$25,000 minimum issue ages 18-29
$10,000 minimum issue ages 30-75
$90,000 maximum

Single Pay
20 Pay
Pay to age 65
Pay to age 100

Accelerated Benefit Option
Accidental Death Benefit1
Seat Belt Rider2

Juvenile 20-Pay Whole Life

15 days -17 years

$10,000 minimum
$25,000 maximum

Premiums are level for 20 years

Accelerated Benefit Option

1 Accidental Death results in an additional 1x face amount payment up to age 70 and Accidental Death while wearing a seat belt results in an additional $10,000 payment

2 Accidental Death while wearing a seat belt results in an additional $10,000 payment


*Life insurance and annuity products are not available in New York. Refer to our Disclaimer for additional information.

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