Life Insurance

Overview of the life insurance benefits available as part of ERIE's benefits package.

Download Life Insurance Chart


Life & Accident Insurance

Insurer: MetLife

  • ERIE’s Group Life Insurance Plan offers both company-paid Basic Life and optional Employee-paid Supplemental Life Insurance offerings for full-time ERIE Employees.
  • Eligible Employees are automatically enrolled in company-paid Basic Group Life Insurance and Business Travel Accident Insurance.

 MetLife Advantages - Empathy

  • Empathy Service information will be provided to beneficiaries following a loss.
  • Empathy gives beneficiaries complimentary access to 24/7 support for challenges that the loss of a loved one brings, helping them save time, money and stress.
  • Empathy helps ease the burden, so loved ones can pay attention to the things that matter most.

Summary of Group Life Insurance Benefits

Coverage
Who is Eligible
Available Amount
Maximum Benefit
Monthly Rate
Coverage
Basic Group Life
Who is Eligible
ERIE Employee
Available Amount
1.5x base salary
Maximum Benefit
$750,000
Monthly Rate
100% ERIE-paid
Coverage
Business Travel Accident
Who is Eligible
ERIE Employee
Available Amount
N/A
Maximum Benefit
$100,000  
Monthly Rate
100% ERIE-paid
Coverage
Supplemental Life
Who is Eligible
ERIE Employee
Available Amount
1, 2, or 3x base salary[1]
Maximum Benefit
$1,000,000  
Monthly Rate
$0.31 per $1,000
Coverage
Accidental Death & Dismemberment
Who is Eligible
ERIE Employee
Available Amount
Increments of $50,000
Maximum Benefit
10x base salary or $1,000,000
Monthly Rate
$0.80 per $50,000
Coverage
Dependent Life
Who is Eligible
Employee's spouse and eligible children under age 26
Available Amount
Spouse: $25,000 Child(ren): $10,000
Maximum Benefit
Spouse: $25,000 Child(ren): $10,000
Monthly Rate
$7.79 sold as a unit regardless of how many dependents are covered.  
couple holding hands

Keep Your Life Insurance Beneficiary Current

Your life insurance beneficiary is the person(s) or party you’ve designated to receive your life insurance benefit upon your death.


If you have had a life event such as marriage or divorce, you may wish to change your beneficiary.


Change your life insurance beneficiary at any time by logging on to myBenefits on ERIEweb and selecting the life benefit link(s) from your Benefits Summary page (ERIEweb > Info Center > myBenefits > Benefits Summary).


Affirm or change your life beneficiary during Open Enrollment for the upcoming plan year (effective January 1) through the myBenefits Open Enrollment link on ERIEweb.

  1. 1. 

    During annual enrollment, current active Employees can elect an additional 1x base annual earnings for Supplemental Life offering without evidence of insurability.

    ↩