What’s Changing
Starting with this Open Enrollment, most of your benefit elections will automatically carry over to the next year. This is called “passive enrollment.”
Starting this year, your current health, dental, vision and voluntary benefit elections, including supplemental life insurance, identity protection and critical illness coverage, will continue year-to-year until you make a change to them.
Passive enrollment means that action is needed only when:
- you want to take advantage of a new benefit offering
- you want to make changes to your current benefit elections or covered dependents
- you want to change your tobacco use attestation
- you are enrolled in a Health Care Flexible Spending Account (FSA), Dependent Care Flexible Spending Account (DCFSA) or Health Savings Account (HSA)
Passive enrollment does not apply to FSA, DCFSA or HSA elections. Enrollment for those tax-advantaged accounts is still needed each year.
Digital delivery of Open Enrollment materials outside of ERIE’s firewall. You and your family members can access all the information you need to make the best benefit decisions anytime, on any device.
Medical contribution change. Employee payroll contribution will increase 5%, or approximately $1 to $16 per month depending upon plan option and coverage tier.
Health Care Flexible Spending Account (FSA) increase. The contribution limit increases to $3,200.
Health Savings Account (HSA) increase. Contribution limits increase to $4,300 for individual coverage and $8,550 for all other coverage levels.
Increase in the number of counseling sessions offered through the Employee Assistance Program (GuidanceResources). You and your household members can receive up to ten one-on-one counseling sessions per incident, per year, at no cost with a GuidanceResources-approved provider.
Consolidated financial planning and coaching. Starting in January, Fidelity Investments will provide the personal financial coaching assistance previously offered through Ayco.
New Benefits Available Now
Calm Health
UnitedHealthcare (UHC) plan members now have access to the Calm Health’s digital platforms for well-being resources, including sleep, meditation and mindfulness tools.
Register for your no-cost account on myUHC.com; once registered, you can sign in on the Calm Health website or app. If prompted to enter an access code when registering, please use: UHC.
Virta
Lose weight and keep it off with Virta’s guided nutrition program available at no cost to eligible members and dependents covered under an ERIE health plan option.* Access expert guidance, exclusive digital health tools and a complimentary kit to transform your health.
Learn more by visiting virtahealth.com/join/erie
*Eligibility: Virta Health’s nutrition therapy care plans may be suitable for adults (18+) with a BMI of 25 or greater. There are some medical conditions that would exclude patients from the Virta program. Start the application process now to find out if you qualify.
Available in 2025
Wagmo Pet Wellness
Website: wagmo.io/business/erie-insurance
Wagmo Pet Wellness provides comprehensive routine and preventative pet care plans designed to help pet parents manage the costs of everyday pet care. These plans cover essential services such as routine exams, vaccinations, and routine blood work, ensuring your pet receives the regular care they need to stay healthy. Wagmo Pet Wellness offers three plans, tailored to fit your pet's needs, and is available for all cats and dogs.
All Employees are eligible to enroll in this voluntary benefit during Open Enrollment; Wagmo coverage is effective January 1, 2025.