Business Insurance

You've worked hard to build and grow your business. We can help you help keep it safe. 
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Industry Packages
Custom solutions crafted from years of experience protecting businesses like yours.
Determine your risk

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Just answer three simple questions and we can recommend the protection you need.
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Do you own your building, rent your building, or work from home?

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Do you own or lease business vehicles?

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Do you have employees?

For your building and property
Your building and everything in it are some of your biggest assets. Your building and everything in it are some of your biggest assets. There are also intangible risks to consider—like how your business will remain solvent when it’s unable to operate after a significant loss like a large fire.
For your building and property
Just because you rent your building doesn’t mean you don’t need protection for your business. Depending on the terms of your lease agreement, you may need to protect certain aspects of your premises. You’ll also need protection for business property like inventory, office equipment, items you’re holding on behalf of customers and more. There are also intangible risks to consider—like how your business can remain solvent when it’s unable to operate after a significant loss like a large fire.
For your building and property
Most home-based business owners need extra protection in addition to their homeowners or renters insurance. That’s because homeowners and renters policies aren’t designed to cover things like destroyed inventory, libel accusations or customer injuries. Fortunately, ERIE has several affordable options to protect home-based business owners like you.
For driving related to your business
Just like with your own car, your business vehicles and their drivers face risks like accidents, weather-related damage, theft, uninsured and underinsured drivers, and more. As the business owner, you’re most likely responsible for any injuries your employees incur while driving for work—as well as any injuries or property damage they cause to others. This applies whether you own special vehicles for your business or whether your employees use their own vehicles in the course of their employment with you.
For driving related to your business
Just like with your own car, your business vehicles and their drivers face risks like accidents, weather-related damage, theft, uninsured and underinsured drivers, and more. As the business owner, you’re most likely responsible for any injuries your employees incur while driving for work—as well as any injuries or property damage they cause to others. This applies whether you own special vehicles for your business or whether your employees use their own vehicles in the course of their employment with you.
For driving related to your business
Even if you don’t own or lease any business vehicles, you may still need coverage for times when you or your employees rent or use your own personal vehicles for driving to meetings, delivering products and more. Coverages you may need include protection against accidents, weather-related damage, theft, uninsured and underinsured drivers, property and bodily injury liability, and more.
For your employees
Your people are the foundation of your business. Are you completely confident that you have the right coverage in place if an unexpected injury—or worse—happened to you, a business partner or an employee? Most employers are required to have workers’ compensation coverage for employees who suffer a work-related injury or illness. In addition to your employees, you’ll also want to consider what would happen to your business if you, a business partner or a key employee were no longer in the picture. Business life insurance from Erie Family Life Insurance Company—including buy-sell agreements funded by life insurance—let you protect your business from the financial impact of the death of an owner or key employee. It can also provide funds to purchase the deceased owner’s interest in the business. In addition to business life insurance, Erie Family Life Insurance Company also offers a variety of retirement planning options for you and your employees. An ERIE agent can tell you about the options and which would work best for your business.
For your employees
Your people are the foundation of your business. Are you completely confident that you have the right coverage in place if an unexpected injury—or worse—happened to you, a business partner or an employee? Most employers are required to have workers’ compensation coverage for employees who suffer a work-related injury or illness. In addition to your employees, you’ll also want to consider what would happen to your business if you, a business partner or a key employee were no longer in the picture. Business life insurance from Erie Family Life Insurance Company—including buy-sell agreements funded by life insurance—let you protect your business from the financial impact of the death of an owner or key employee. It can also provide funds to purchase the deceased owner’s interest in the business. In addition to business life insurance, Erie Family Life Insurance Company also offers a variety of retirement planning options for you and your employees. An ERIE agent can tell you about the options and which would work best for your business.
For your employees
As a business owner with no employees, you won’t need workers’ compensation coverage right away. But you would need it for any future employees you hire as well as any temporary employees you bring on. You may also be interested in learning more about retirement planning. ERIE offers a variety of retirement planning options to help you plan a secure retirement. *ERIE does not offer workers’ comp insurance in Ohio.
Liability
An intangible risk that every business faces is the risk of a lawsuit. From being accused of libel to facing a slip-and-fall allegation, businesses face serious consequences without the right liability coverage.
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PROTECT YOUR BUSINESS

Your business deserves great protection
from a company you can trust.

 You can count on Erie Insurance and our agents to help protect the business that means so much to you. Find out why so many people trust ERIE.

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Featured Coverage

Explore our most common coverage options for protecting your business and employees.